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Cookies Policy - Ballybay Credit Union Ltd
  1. Introduction

Ballybay Credit Union Limited (“we”, “us”, “our”) respects your right to privacy and is committed to protecting and respecting your privacy.  This Cookies Policy (together with our Website Terms and Privacy Policy) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.  Please read the following carefully to understand our views and practices regarding your personal data and how we treat it.

We may change this Cookies Policy from time to time by updating this page.  You should check this page from time to time to ensure you are happy with any changes.

 

  1. What are Cookies

Cookies are small files that store information on your hard drive or browser that means that the website can recognise that you have visited the website before.  They make it easier for you to maintain your preferences on the website and by seeing how you use the website we can tailor the website around your preferences and measure usability of the website.

 

  1. What do we use Cookies for

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration, to help us provide a better service, to record session information and/or to assist you in browsing the website.  This may in some instances only be statistical data about how your browse our website.  Cookies cannot be used to run programs or deliver viruses to your computer.  Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the Cookie to you.

For the same reason, we may obtain information about your usage of the website, we may obtain information about your usage of the website by using a cookie file which is stored on the hard drive.  Cookies help us to improve the website and to deliver a better and more personalised service.  They enable us:

  • to estimate usage numbers and patterns;
  • to store information about your preferences, and so allow us to customise the website according to your individual interests;
  • to speed up your searches; and
  • to recognise you when you return to the website.

 

  1. Which Cookies do we use

There are different types of cookies.  Some cookies come directly from our website and others come from third parties which place cookies on our site.  Cookies can be stored for varying lengths of time on your browser or device.  Session cookies are deleted from your computer or device ẁhen you close your web-browser.  Persistent cookies will remain stored on your computer or device until deleted or until they reach their expiry date.  We use the following cookies:

Strictly Necessary Cookies

Strictly necessary cookies are essential in order to enable you to move around the website and use its features and/or services and allow us to track our critical web business indicators. Any cookies used in this way are first party only in nature and are fully aggregated and anonymous. Without these absolutely necessary cookies, the website will not perform as smoothly for you as we would like it to and we may not be able to provide the website or certain services or features.

Analytical or Performance cookies

These allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.

Functionality Cookies

These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).

Targeting cookies

These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests.  We may also share this information with third parties for third party advertisement purposes.

 

  1. Cookie List

The following table contains more information about the Cookies we use and the purposes for which we use them:

CookieTypeDurationDescription
Necessary
cookielawinfo-checkbox-necessaryFirst Party6 monthsThis cookie is set by GDPR Cookie Consent plugin. The purpose of this cookie is to check whether or not the user has given the consent to the usage of cookies under the category 'Necessary'.
cookielawinfo-checkbox-analyticsFirst Party6 monthsThis cookie is set by GDPR Cookie Consent plugin. The purpose of this cookie is to check whether or not the user has given the consent to the usage of cookies under the category 'Analytics'.
cookielawinfo-checkbox-preferencesFirst Party6 monthsThis cookie is set by GDPR Cookie Consent plugin. The purpose of this cookie is to check whether or not the user has given the consent to the usage of cookies under the category 'Preferences'.
cookielawinfo-checkbox-performanceFirst Party6 monthsThis cookie is set by the GDPR Cookie Consent plugin. The purpose of this cookie is to check whether or not the user has given the consent to the usage of cookies under the category 'Performance'.
viewed_cookie_policyFirst Party1 hourThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Analytics
_gaFirst Party2 yearsThis cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, camapign data and keep track of site usage for the site's analytics report. The cookie store information anonymously and assigns a randomly generated number to identify unique visitors.
_gidFirst Party1 dayThis cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the wbsite is doing. The data collected including the number visitors, the source where they have come from, and the pages visited in an anonymous form.
Preferences
_gat_UA-6451589-2First Party1 minuteThis is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites.
_GRECAPTCHAThird Party5 months
Performance
_gatFirst Party1 minuteThis cookie is installed by Google Universal Analytics to throttle the request rate to limit the collection of data on high traffic sites.
Uncategorized
cookielawinfo-checkbox-uncategorizedFirsty Party6 months

The website uses Google Analytics, a web analytics service provided by Google Inc (“Google”) to collect information about how visitors use the website.  The Cookies used by this product collect information in an anonymous form and are used by many different websites.

Google Analytics uses a “Persistent Cookie” which expires two years after it is placed on your computer.  The information generated by the Cookie about your use of this website (including your IP address) will be transmitted to and stored by Google on servers in the United States.  No personal information will be collected by this service.  Google will use this information for the purpose of evaluating your use of a website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage.  Google may also transfer this information on Google’s behalf.  Google will not associate your IP address with any other data held by Google.  By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.  If you wish to opt out of being tracked by Google Analytics across all websites, please visit http://tools.google.com/dlpage/gaoptout.

 

  1. Managing Cookies Usage

Necessary cookies are required to make sure our website functions properly and cannot be turned off.  Other cookies (analytics, performance and advertisement) which are not necessary to the working of the website are turned off by default and will only be turned on if you choose to allow them.

You can manage, enable or disable your Cookies preferences by clicking on the “Manage Cookies” tab at the bottom of the screen.  We will record your cookie choices and will ask for consent again when the cookie consent expires (see above for duration).

For further information on how we use, store and keep your personal data secure, See our Privacy Statement.  If you have any concerns about material which appears on the website, please contact us at info@bbaycu.com.

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