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Membership - Ballybay Credit Union Ltd

Who can join?

If you live or work within our common bond area or a member of your household or family works in this area, we would be delighted to have you as a member.

Call in to our office and  if you meet the eligibility criteria, a member of our friendly staff will go through your application with you.

Common Bond

You can join us today if you are living or working in areas of Ballybay, Latton, Tullycorbet, Drumhowan, Aughnamullen, Doohamlet, Rockcorry and surrounding areas.

No Hidden Fees

There are no hidden fees or transaction charges.

Online Access

Members have access of our cuOnline+ online banking giving them instant access to their accounts 24/7.

A unique feature of credit unions is that members must have a common bond with each other – that is that the members live or work in a particular area or work for a particular employer.

For Ballybay Credit Union, our common bond extends to members who live or work in the locality. Check out our Common Bond Townlands to see if you qualify.

If a member ceases to hold the common bond i.e. they move outside the area or leave their job, they may continue to be a member

Because of the common bond, all members have the good of their credit union at heart; they know and trust each other.

There is a once off membership fee of €1.27 payable on the date of joining the Credit Union. In addition, there is an annual affiliation fee of €0.95 which will be deducted from your account.

To retain membership, you must maintain a minimum balance of €6.35 or else the account may be closed.

Death Benefit Insurance is an additional benefit of being a member with Ballybay Credit Union. The main purpose of this insurance is to provide a basic life cover and assist the family of a deceased member with the funeral expenses. There is no direct cost to the member for this insurance and the benefit payable is €1,000.

To be eligible, you:

Must have joined the Credit Union before the age of 70;
Be or have been working or in good health at some stage during your membership; and
Have a minimum of €100 in your Shares at time of death

Find out how to join Ballybay Credit Union
Membership - Ballybay Credit Union Ltd

Joining couldn’t be easier. Simply call into our office – you don’t need an appointment and we will help you to complete your application form.

However, under the Criminal Justice Act, we are required to ask all new members for the following documentation to open the account.


Proof of Identity

  • Valid passport
  • Current Irish or UK driving licence
  • Birth Certificate (Under 18’s only)


Proof of Address

  • Current utility bill such as gas, electricity or telephone
  • Bank or Credit Card Statement
  • Current car or home insurance policy
  • Revenue or Department of Social Protection documentation

* Proof of Address documentation must be dated within the last six months



  • Medical Card
  • Drugs payment scheme card
  • Any other documentation issued by Revenue or Department of Social Protection (if not already used as proof of address)
  • Payslip
  • P60

The above lists are not exhaustive. Please contact us if you have trouble providing any of these documents and we will be happy to find an alternative.

How to apply

How To Apply

Call into our office, or call us on 042 9741789 to discuss joining Ballybay Credit Union today.

If you would like more information on becoming a member of Ballybay Credit Union please contact us today.

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