Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

All figures given on this website are for your general information only and give a rough guide to loan repayments. It does not constitute a loan offer. Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

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Loan Enquiry

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What We Require From You
1

Pledge of Shares

  • You secure your shares against the loan making the approval process simple.
2

Identification

  • Photo ID – Drivers Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 Months
  • Proof of PPSN – Medical Card, Payslip, P60
3

It’s That Easy

  • Approval in minutes and you will get our Special Share Secured Loan rate. What’s not to like!
Lending criteria

Pledge of Shares

  • Loan amount applied for must be less than or equal to the amount of Shares in your account. Your Shares will be held against your loan as collateral except for any Shares in excess of any loan amount owed. You will regain access to your shares as the loan balance is paid down.

Ability to Repay

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

If you are an existing member & registered for CU Online+ you can apply by logging into CU Online+ below or call us to make an appointment with one of our dedicated loans officers today. If you are not a member you join us online today.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Ballybay Credit Union please contact us today.

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